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Professional Indemnity
My business industry is
and has a status
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Why choose us

Professional Indemnity Insurance sorted from just £58.80 per year*

Equivalent of £4.90 per month T&C's below*

Retroactive Date Cover available

Professional Indemnity limits of up to £2m

Public and Employers Liability Cover available as an optional extra

Cover for Consulting and Design & Construction trades acceptable

0% deposit when you pay monthly

Top Quality

Feel confident in your choice knowing we've won multiple Feefo Trusted Service Awards for over 30 yearsest

UK Based Customer Service

We're proud to serve the UK from our contact centre based in Caerphilly, Wales

Instant Documents

Your insurance documents can be sent to your email instantly.
No need to visit an office or a postoffice.

Join our happy customers

You're in good company

4.8/5

www.constructaquote.com in this category have an average rating of 4.8 out of 5. Based on 1387 customer reviews. Read our reviews.

Impressive! The guy on the phone was second to none, he made my decision of which Insurance Company to choose an easy to make.

Dean Williams T/A Paisley Roofing, Today

Very helpful. Yes very good service polite and explained very well

Cornelius Price T/A WJP Grab Hire & Aggregate, 3 days ago

Efficient. They answered my call quickly , said they were busy and would call me back, which they did. They should be an example to other providers.

Martin Goulding, 4 days ago

Our goal is to assist in Sorting all your Business Insurance.

We are specialists in Trade, Construction, Consultancy, Property & Commercial Vehicle Insurance. Celebrating over 30 years' as a Large UK Broker in the Construction Industry.

Using our panel of well-known Insurance Partners, we compare rates to provide you with specific, cost effective cover. We also assist by providing you with helpful hints and tips, enabling you to make an informed decision about your Business Insurance needs.

We bring together detailed Insurance products relevant to your Business, for your careful consideration and purchase.

Your Business Insurance Sorted!

Our Goal

Frequently asked questions

This professional indemnity insurance cover will provide protection for your business in the event of claims for professional error, omissions, or professional neglect towards a third party to whom you owe a duty of care. Failing to have professional indemnity insurance will expose you and your company to the risk of being taken to court and sued for a variety of claims such as breach of confidentiality, libel, slander and professional neglect. 

A retroactive date is the date from which you have held uninterrupted professional indemnity insurance cover (even if you changed insurer during this time) or a date in the past from which your insurer has agreed to cover you. Any claims that arise from events prior to this date is not covered by your insurance.

Professional indemnity insurance is underwritten on a claims-made basis, which means that there must be a policy in force for you to make a claim. If your short terms contract finishes and you cancel the policy, you will not be covered for the work you have undertaken. 

Professional indemnity is not a legal requirement. However, when bidding for a contract most companies will insist on a contractor/consultant having professional indemnity insurance cover in place.

Terms and Conditions

Based on a sum insured of £50,000 for an accountant with an annual turnover of £29,000. Annual price based on the previous criteria. Monthly price is equal to annual price divided by 12 for demonstration purposes. Monthly payments may not be payable monthly by direct debit if it does not meet our minimum direct debit threshold. Paying by direct debit will incur additional charges including interest. Quoted between 01st April 2023 to 01st May 2024, including insurance premium tax but excluding any additional products, fees or upgrades, with payment taken on an annual basis. For comparison only, your premium will depend on your circumstances and the level of cover you choose. Premium may vary by post code and other risk factors. Occasionally the premium quoted may be lower than the from price due to the unique profile where it is not reflective of the type of risks used to determine the from price